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Acquiring the latest imaging equipment is critical for healthcare institutions looking to stay competitive and deliver excellent patient care. Reimbursement uncertainty, rising operating costs, and tighter lending standards are making it harder to move forward with essential equipment projects. Many providers know the technology they need, but not how to fund it without straining cash reserves. Imaging replacements get deferred, expansion plans slow down, and aging equipment increases service costs while limiting throughput and competitiveness. The challenge is not a lack of demand, it is access to flexible capital that aligns with how healthcare organizations generate revenue.
Canon Medical Finance, in partnership with Canon Financial Services, Inc., helps close the gap between traditional lending and the realities of healthcare operations. As an OEM-focused financing partner, Canon designs solutions around equipment lifecycles, reimbursement timing, and long-term technology planning. Instead of standard loan products, organizations can expect financing strategies tailored to clinical priorities, budget cycles, and operational goals.
Specialized payment structures, such as deferred and step payments.
Capital expenditures lines of credit for qualified customers up to $25M with no fees and no annual utilization required.
No additional collateral required with financing secured by the equipment only.
Financing for non-Canon assets,1 including but not limited to Leasehold Improvements, IT, Mammography, etc.
Leaves existing bank lines of credit intact and undisturbed.
Comprehensive Financial Solutions
Canon Financial Services, Inc. is wholly by Canon USA and is a top 50 Finance Company in the U.S., funding over $1B annually.
1 Subject to asset management approval
There is a need for financing that supports operational stability, protects cash, and allows critical projects to move forward without adding unnecessary financial risk. Canon develops a financing strategy that aligns with how healthcare organizations plan, budget, and generate revenue. The goal is to create a tailored structure that supports real operational needs.
Flexible financing helps preserve capital by avoiding large upfront expenditures and protecting cash for staffing, operations, and strategic initiatives. Financing can also be structured to include service, software, IT, and facility upgrades within a single plan, simplifying approvals and reducing administrative complexity.
Because healthcare technology continues to evolve, financing is designed with future upgrades in mind. Flexible structures and capital lines of credit make it easier to expand capacity or adopt new technology as needs change. This way, financing becomes part of a long-term strategy rather than a one-time transaction.
Credit decisions typically occur within days rather than weeks, helping equipment go live faster and begin generating revenue earlier.
Financing is secured by the equipment itself, allowing organizations to preserve cash for staffing, operations, and strategic priorities.
Deferred starts, step payments, and customized schedules allow payments to follow reimbursement cycles and patient volume.
Flexible structures and lines of credit help organizations move forward with additional projects without restarting the approval process.
Built-in upgrade pathways reduce the need for disruptive capital events and help organizations keep pace with clinical innovation.
Eliminating progress payments, documentation fees, and upgrade friction helps reduce surprises and improve long-term budgeting.
The result of working with Canon Medical Finance is a financing strategy that helps providers preserve cash, accelerate technology adoption, and reduce financial risk while maintaining long-term flexibility. Financing should not slow progress. With the right tailored structure, financing becomes a tool that supports growth, stability, and better patient careāeven during challenging economic times.
Vince Trull R.T. (R) (CV) (CT) (ARRT), CNMT
Diagnostic Imaging Director
Summit Medical Group
Knoxville, TN
Summit Medical Group University Cancer & Blood Center Knoxville Comprehensive Breast Center
Contact our team to explore how Canon Medical Finance can help you address your unique challenges and achieve your financial goals.
Trish Malone
Sr. Director, Financial Programs
(215) 260-0668
tmalone@us.medical.canon
Robin O'Connell
Sr. Financial Sales Manager
(480) 292-6902
roconnell@us.medical.canon
Trish Malone
Sr. Director, Financial Programs
(215) 260-0668
tmalone@us.medical.canon
Dave Begy
Sr. Financial Sales Manager
(770) 331-9893
dbegy@us.medical.canon
*The clinical results, performance and views described are the experience of the clinicians.